Effective Date: 12 July 2026

Last Updated: 12 July 2026

Version: 2.0

Ohere Technologies Limited ("Ohere", "we", "us" or "our") respects your privacy. This Privacy Policy explains how we collect, use, generate, store, disclose and protect personal data when you use the Ohere Credit mobile application, our website, customer-support channels, payment and card services, and any related products or services (together, the "Services").

This Privacy Policy should be read together with the Ohere Terms and Conditions, Credit Policy, Credit Card Agreement, any secured-card or collateral terms, and any autopay, direct-debit, sweep or Global Standing Instruction mandate that you separately accept.

This Privacy Policy does not itself authorise a debit from your account, create a credit obligation, or replace any separate consent or mandate required for a particular service.

1. Who We Are

Ohere Technologies Limited is a Nigerian financial technology and credit company that provides revolving credit products, secured and unsecured credit-card facilities, payment and repayment tools, account-management services, and related support.

Data Controller: Ohere Technologies Limited

Registered/Business Address: 92 Adeola Odeku, Victoria Island, Lagos, Nigeria

Company Registration Number: RC 7034461

Email: [email protected]

Website: ohere.credit

For privacy matters, you may contact our data-protection contact through the email address above.

2. Scope of this Policy

This Policy applies to personal data processed when you:

• create or access an Ohere account;
• verify your phone number, identity or Bank Verification Number (BVN);
• submit or edit a credit application;
• upload or connect bank statements or bank accounts;