Empowering Working Nigerians Through Responsible Credit

Updated: September 1, 2025

Published by: Ohere Technologies Limited

Our Mission

To provide financial security for working Nigerians through responsible credit growth, balancing access for users with risk management for sustainable operations. We are committed to building trust before monetization and creating credit infrastructure that serves every Nigerian earning an income.

1. Eligibility Requirements

Who Can Apply

• Age: Must be at least 18 years old
• Residency: Must be a resident of Nigeria with valid government-issued ID (BVN, NIN, or other acceptable identification)
• Income: Must have verifiable income from employment, business, or other legitimate sources
• Assessment: Must successfully complete Ohere's credit assessment process

Our Philosophy

"As far as you earn, you qualify." We believe every working Nigerian deserves access to fair credit, regardless of their current financial status.

2. Credit Limit Structure

Starting Point

• Base Credit Limit: Every approved user begins with ₦10,000