Ohere Technologies Limited

Document purpose: This Agreement governs the Ohere revolving credit-card facility and should be read together with the User's personalised Credit Offer and Key Facts Statement and any other applicable documents identified below.

Document Control

Field Details
Document owner Ohere Technologies Limited
Effective date 12 July 2026
Last updated 12 July 2026
Version 2.0
Status Publication version, subject to final legal and regulatory review
Governing jurisdiction Federal Republic of Nigeria

Navigation

  1. Important Notice
  2. About Ohere and the Agreement
  3. Definitions
  4. Eligibility, Application and Verification
  5. Credit Offer and Key Facts Statement
  6. Types of Ohere Cards and Facilities
  7. Secured Collateral Terms
  8. Credit Limit and Available Credit
  9. Card Activation, Security and Acceptable Use
  10. Transactions, Authorisations and Merchant Issues
  11. Statements, Billing Cycle and Payment Obligations
  12. Interest and Personalised Pricing
  13. Fees and Charges
  14. Repayment Methods, Autopay and Debit Mandates
  15. Global Standing Instruction